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Why Is College Really Out of Reach for Most People?

Why Americans can't afford college. (It isn't because rich people want you to remain uneducated.) Each year we spend... $70 billion on lottery tickets, $73 billion on gambling, $80 billion on cigarettes, $72 billion on alcohol, $400 billion a year on infomercial purchases (that go unused), $532 million on daily internet deals, $36 billion on video games, $47 billion on pizza, $210 billion on fast food, and $9.1 billion on Halloween... ...but college should be free because we can't afford it. https://www.researchamerica.org/…/rese…/research-takes-cents https://money.cnn.com/…/11…/gallery.money_wasters/index.html This is a post I made to my FB page recently.  I received several likes, comments (good and bad), etc.  In order to clarify some statements, I posted a second time dealing with this subject.  Following is the second post. Well, my last post seemed to have gotten a few actions and reactions, so I thought I'd clarify why I wrote it before I contin
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In Pursuit of My Master's Degree

     A master's degree (from Latin magister) is usually a second-cycle academic degree awarded by universities or colleges upon completion of a course of study demonstrating mastery or a high-order overview of a specific field of study or area of professional practice.  A master's degree normally requires previous study at the bachelor's level, either as a separate degree or as part of an integrated course. Within the area studied, master's graduates are expected to possess advanced knowledge of a specialized body of theoretical and applied topics; high order skills in analysis, critical evaluation, or professional application; and the ability to solve complex problems and think rigorously and independently.  (from  Wikipedia )      In 1994 I graduated from college with a Bachelor of Science Degree in Communications.  Although it has served me well over the years, my change in career choices has made it necessary to pursue another degree.  In 2004 I decided t

How to Treat the Poor: According to the Bible

Leviticus And when ye reap the harvest of your land, thou shalt not wholly reap the corners of thy field, neither shalt thou gather the gleanings of thy harvest.   And thou shalt not glean thy vineyard, neither shalt thou gather every grape of thy vineyard; thou shalt leave them for the poor and stranger: I am the  Lord  your God. (Lev. 19:9-10)

My Life and Work by Henry Ford (chapter 6)

The following are quotes from chapter 6: Machines and Men The full chapter can be read here . Now a business, in my way of thinking, is not a machine. It is a collection of people who are brought together to do work and not to write letters to one another. ​It is not necessary for people to love each other in order to work together. Too much good fellowship may indeed be a very bad thing, for it may lead to one man trying to cover up the faults of another. That is bad for both men. The work and the work alone controls us. That is one of the reasons why we have no titles. Most men can swing a job, but they are floored by a title. The effect of a title is very peculiar. It has been used too much as a sign of emancipation from work. It is almost equivalent to a badge bearing the legend: "This man has nothing to do but regard himself as important and all others as inferior." ​Titles in business have been greatly overdone and business has suffered. ​As I have said, w

My Life and Work by Henry Ford (chapter 5)

The following are quotes from chapter 5 (Getting Into Production) of Henry Ford's autobiography "My Life and Work".  I found these nuggets of information to be valuable in helping me make my own decisions about finances, money and running a business.  The full text of the chapter can be read at CashCourse.com . It is self-evident that a majority of the people in the world are not mentally--even if they are physically--capable of making a good living. ​​...it is not the employer who pays wages. He only handles the money. It is the product that pays the wages and it is the management that arranges the production so that the product may pay the wages. ​...while to-day we have skilled mechanics in plenty, they do not produce automobiles--they make it easy for others to produce them. The undirected worker spends more of his time walking about for materials and tools than he does in working; he gets small pay because pedestrianism is not a highly paid line. ​​We

Quotes From Chapter 4: The Secret of Manufacturing and Serving

The temptation to stop and hang on to what one has is quite natural. I can entirely sympathize with the desire to quit a life of activity and retire to a life of ease. ​ "When one of my cars breaks down I know I am to blame." ​The salesmen, before I had announced the policy, were spurred by the great sales to think that even greater sales might be had if only we had more models. It is strange how, just as soon as an article becomes successful, somebody starts to think that it would be more successful if only it were different. ​"Any customer can have a car painted any colour that he wants so long as it is black." ​The selling people could not of course see the advantages that a single model would bring about in production. Chapter 4 can be read in its entirety at CashCourse.info . Robinhood.com

Quotes From Chapter 3: Starting the Real Business

My Life and Work Henry Ford 1922 Quotes From Chapter 3: Starting the Real Business I have always kept well within my resources. I have never found it necessary to strain them... Among the requirements for an agent...a suitable place of business clean and dignified in appearance. Among the requirements for an agent...Absolute cleanliness throughout every department. There must be no unwashed windows, dusty furniture, dirty floors.